سامانه نظارت هوشمند بر روابط اشخاص مرتبط در شبکه بانکی رونمایی شد

According to the Central Bank’s Public Relations; The “individual relations system” was unveiled as the first centralized system to identify the types of relationships between individuals in the field of facilities and obligations of the relevant persons in the banking network. Farzin, the head of the central bank, unveiled the system at the beginning of the meeting at the beginning of the meeting of the Central Bank’s High Board, referring to the central bank’s new policy of focusing on intelligent banking supervision: Over the past two years we have moved to a new version of the central bank’s supervision, and today’s relevant banking system has been relevant.

Mohammad Reza Farzin, who was attended by the Minister of Economy, Head of the Planning and Budget Organization and other members of the central bank, pointed out the intelligent features of the system: The most important people under the supervision of the central bank are banks themselves, which are the most important organizations supervised by the central bank from the beginning. Over the past two years, we have moved on to implementing a new version of the bank’s supervision so that we have moved the oversight to “smart monitoring”.

He said: “Supervision should be intelligent and online to reduce the risk, continuous and further problems.”

The head of the Central Bank’s High Board stated: “The individual’s relations system is one of the central bank’s projects within the framework of” smart monitoring “that will combine several systems. We hope to be able to accomplish some of the programs we have had in the new year; Because at the central bank it is decided to unveil several projects every month.

The person’s relationship system; Central Bank’s new tool for inhibiting non -performing claims

Farshad Mohammadpour, deputy director of regulation and supervision of the central bank, also said that in recent years, the central bank has focused on developing intelligent supervision over monitored individuals, especially banks, noted: Banks are one of the most important monitoring individuals. In this regard, the central bank’s relationship system will be unveiled today. The system is based on the legal principles and bylaws for preventing the accumulation of non -performing claims, the bylaws of the facilities and obligations of the facilities, the bylaws of the relevant persons and liabilities, and the shareholders ‘shareholders’ regulations.

He added: “The main purpose of launching this system is to establish order in the implementation of these bylaws and improve control over the facilities and obligations of relevant and large persons, shareholders and a single beneficiary.” For example, in a single beneficiary discussion, this system helps to decentralize the facilities so that the facilities are not only allocated to specific shareholders or stakeholders, and other firms can use the facilities.

Mohammadpour emphasized that various organizations have cooperated with the central bank to develop and exploit this system. In addition, it also integrates the information of previous central bank systems, including vibrant, moonlight, Samat and Nehob.

“This system will help the central bank to have better control over the issues mentioned above and implement the relevant regulations better,” said the deputy director of regulation and supervision.

Mohammadpour emphasized that this system is a supervisory tool, adding that the executive guarantee of this system is very important. It will also increase the speed of review and transparency in the banking network and more accurately monitor the central bank.

“This system is definitely a warning,” he said. In other words, both the preventive status and the alert status.

He pointed out the indicator features of the system: The individual relationship system has been exploited today in order to target the central bank for the past three or four years, with the aim of developing intelligent and a priori supervision of supervised individuals, especially banks, and fortunately today.

He added: “This system helps create a clear view of the relationships of individuals in the banking system, including facilities and shareholders.” Transparency of stakeholders’ relationships helps the central bank better implementation of regulations as well as a fair distribution of facilities in the country.

The deputy head of the Central Bank’s Supervision and Supervision said that the regulations related to the unit, aimed at preventing the focus of the facility, have been formulated so that banks provide people with a wide range of facilities, not merely providing them with the most important persons: It is in the banking system.

Mohammadpour reiterated: Although the system has been ready to operate for the past few weeks, it has been officially put into operation today with the presence of the Supreme Board and the approval of the head of the central bank. Each system is upgraded over time and with the introduction of new information; However, the current version of the system is fully usable, and the central bank will begin monitoring supervised persons as soon as possible using it and other systems.

System of Related Related Relationships; The bridge between technology and economic regulatory

Sayed Ali Madani Zadeh, the Minister of Economy and Finance, also pointed out that the central bank’s relevant personality monitoring system is very valuable and is very pleased to achieve it: We now need to make the most of the valuable capacity created for precedent supervision.

He said: In the field of information technology regulatory, this capacity should be used to benefit from technology. Instructions should be developed to allow a priori use of this system and similar systems. This system can also be used in other parts of the country, as information about single beneficiary is very valuable to many institutions. These include business cards and insurance fields (subsidiaries of the Ministry of Economy).

Madani Zadeh noted: If the web service is available online, it could be a lot of problems in the country and it is hoped that this capacity created can be used optimally.

Related System Related Relationship System

Following the ceremony, Hadi Ghavami, a member of the Islamic Consultative Assembly and a member of the Central Bank’s Supreme Board, thanked the efforts of the Deputy Director of Regulatory and Supervision and the Deputy Director of the Central Bank’s new technologies, saying that the liquidity and resources that banks have should be directed to the country’s priorities.

Seyyed Hamid Pourmohammadi, head of the Central Bank Planning and Budget Organization and a member of the central bank’s board of directors, also praised the central bank’s action in launching the system: “Despite the complexity of users’ behavior of banking services, up -to -date and careful oversight, this should have happened to the central bank today.” The system will certainly ensure transparency in the behavior of facilities and facilities and will strive to create a mechanism for justice to pay for the facility.

He said: Inappropriate and fraudulent behaviors can be identified by intersecting information from different systems. This helps the monitoring area to prevent injuries by accessing accurate information. In other words, it is like glasses that are monitored to see the facts better. Therefore, this is an important step towards transparency, good monitoring and justice in the payment of facilities.

The head of the program and budget continued to add to the system in the next steps to improve the supervision of the central bank: first, the link with the Tax Administration’s information is because tax information can provide valuable data to identify misconduct. Second, linking to transcendent information in automotive topics. This move, especially in micro -facilities, increases the accuracy of information and improves monitoring.

Careful and intelligent monitoring of the central bank; Smart tool

Peyman Nouri, the deputy prosecutor general of the country, also pointed out that intelligent monitoring and launch of this system was one of the long -standing demands of the central bank, and today, with its achievement, a very important mission has been fulfilled: it is not a guarantee of implementation, but a powerful tool that is a powerful way. This means that access to information is facilitated before an event occurs.
He further emphasized that the actual implementation of this system lies in timely discovery and timely actions, adding: “Given that this system contains information rarely found elsewhere, network security and data conservation are of great importance.”

Davood Daneshjafari, a member of the central bank’s senior board, thanked the Central Bank’s new regulatory and supervision departments, and described the characteristic of this online system as early alarming, which puts intelligent and accurate monitoring by connecting to other systems.

Important Step of the Central Bank in the realization of system supervision on facilities and obligations

It should be noted that the individual’s relations system has been implemented to systematically and the possibility of systematic monitoring with the aim of creating an integrated platform for registration, monitoring and management of information about the types of relationships between individuals and providing information to the implementation of the provisions of the provisions of facilities and relevant persons.

Based on the principles and standards in order to control the types of banks and credit institutions, the subject of permanent monitoring of banks ‘financial structure has always been important, and the central bank has been subjected to the formulation and communication of banks’ regulations, non -banking, and non -banking and obligations.

In this regard, in order to systematically monitor and monitor this issue, the initial version of the individual relations system is designed and implemented in order to create an integrated platform for registering, monitoring and managing information on a variety of relationships between individuals, including the relevant individual owners, the unit owner, and the relevant authority, so that information is possible to display information. Make.

One of the most important goals of the project is to prevent the focus of banking resources in the interests of shared interests in terms of the declarations of the facilities and macro obligations, the by -laws of the liability of the relevant persons, and the guidelines for the ownership of banks and non -bank credit institutions.

Another purpose of this plan is to identify a variety of relationships between individuals, including relative, managerial, ownership, proxy and financial, and by using reliable information resources at national level.
It is noted that the project, based on the legal principles in “Article (1) of the Code of Prevention of Non -Comedy Camera, subject to Decree No. 1/T, dated 1/2/2/2/2,” Related Coordination Coordination “,” Regulations and Regulations “. Non -bank credit institutions, “Instructions for Calculating Banks’ Incoming Ratio” and “Article (1) of the Executive Regulations of Article (1) of the Anti -Money Laundering and Financing Law” have been designed and implemented.
It should be noted that the data resources used to identify online types of relationships between individuals include the central bank’s internal resources and outside the bank. In this regard, the central bank’s regulatory systems, including “Samat”, “Moonlight”, “Shadab” and “Sam” as internal resources and the use of information from the Country Documentation and Real Estate Organizations, the Registry of the Stock Exchange and the Securities and Exchange Organization, have been included in the present project.

It is worth mentioning that in the direction of implementing the project key events such as implementing the technical structure of the person’s relationship system, including the modules of the relevant persons, the unit owner and the unit beneficiary, obtaining the relative causal information website from the Census Bureau, obtaining the Web site and the proceedings of the Management Information Web and the Procedure. Constitutional communication with Samat, Moonlight, Shabab and Sam systems, the creation of reporting tools through information websites, and implementing the ability to connect to Text Mining have been realized to extract the subject of attorney.

In the end, it is noted that the system enables the online facilities and obligations of banks and credit institutions, the online observation of the facilities and obligations of the relevant persons, and the ability to observe the online owner of the credit institution.

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